The poor state of Japan's farmland, fishing grounds and forests should spell bad news for the co-operative financial operation that traditionally caters to these fields – Norinchukin Bank. However, as its CEO explains, the lender's overseas activities and the country's thirst for innovation have seen it post record profits recently.
Latest articles from Banking
Aside from its three mega-banks, Japan has a financial network that includes shinkin banks, co-operative banks and city and regional institutions. Stefania Palma explores how each is responding to Japan’s economic slowdown given their different mandates, structures and resources.
South Korea has a large and vibrant wealth management sector, but it has yet to reach its full potential. Michael Imeson speaks to industry experts to assess how the country and its domestic financial institutions can bridge the gap between them and their Asia-Pacific peers.
Narrower scopes, smaller balance sheets and limited global footprints are not stopping smaller Japanese banks from reinventing themselves at a time when diversifying revenue sources is key. Stefania Palma assesses their progress.
Japan's mega-banks – Mitsubishi UFJ Financial Group, Sumitomo Mitsui Financial Group and Mizuho Financial Group – have faced a number of challenges over the past few years, from the country's low-interest-rate environment to its ageing population. However, by diversifying their revenue sources and geographical portfolios, these lenders are managing to defy stagnant domestic conditions.
The low levels of penetration in mobile banking in Mexico are matched by underwhelming financial inclusion figures. Could a rise in the former bring about an improvement in the latter? Silvia Pavoni investigates.
Tseng Ming-chung, chairman of Taiwan’s Financial Supervisory Commission, is seen by many as the bringer of long-awaited deregulation and reform. Two years into his mandate, Mr Tseng gives The Banker an update on his strategy, which is already bearing fruit.
Enormous progress is being made in the field of artificial intelligence, and the practical implications of this new technology are being felt in many areas of finance, but especially in wealth management. Can the distinctively traditional, highly personal private banks keep up with the robots? Silvia Pavoni investigates.
With state funding on the decline, and new technologies and more stringent regulation both increasing, the Indian banking sector is undergoing a significant period of change. New players are entering the market, making it even more difficult for the state-owned banks, which are already struggling with deteriorating asset quality and incoming capital adequacy targets.
Jiang Jianqing, the chairman of Industrial and Commercial Bank of China, explains how the largest bank in the world in capital, profits and assets is dealing with China’s economic slowdown, structural reforms and new privately owned, tech-savvy entrants in the banking sector.
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