Measures to open India’s banking market to global competition are under attack from foreign banks for being too slow, and from state bank employees for being too rapid and drastic. Michael Imeson reports.

Banks in South Africa are being forced to open up the payments system to newcomers and slash transaction charges, writes Michael Imeson.

Any time now the Payments Services Directive should be adopted. So how it will affect Sepa and financial institutions?By Michael Imeson.

As increasing regulation spawns greater competition, banks would do well to reconsider their business models – many may find that partnership is the best route for their business. By Tom Isaac.

Moves towards economic harmonisation have been slow in coming but the new regulations mean corporates and banks will now have no option but to change. By Eric Sepkes.

The real benefits for companies will not be in the small savings in transaction costs but in the wider efficiencies that Sepa will introduce to payments systems and markets. By Michael Imeson.

Corporate treasuries are looking at how best to rationalise and automate their payment processes in order to achieve greater efficiencies and cut costs in account and payment structures. By Michael Guralnick.

The advent of Sepa presents a unique chance for banks and companies to rethink their business and operating models, and so reap the benefits of a harmonised payments market.By Naveed Sultan.

The Single Euro Payments Area will harmonise and unify financial infrastructure across the EU, compel change and, in doing so, open up new windows of business opportunity. By Francesco Vanni d’Archirafi.