Latest articles from Regulations

Deputy governor of the Bank of England Sarah Breeden

Industry backs Bank of England’s call for more research into non-bank lenders

March 4, 2024

Banks may not be able to fill a liquidity gap if non-banks retreat from lending, industry says

The Securities and Exchange Commission seal behind a stack of physical bitcoins

Confusion over US bitcoin ruling opens up ‘predator’ risk

February 27, 2024

The SEC’s approval of bitcoin exchange traded products, as opposed to funds, highlights the difficulties of regulating the area

The SVB logo on a sign, seen through blossom trees

Uninsured deposits could pose a threat to financial stability

February 26, 2024

Nearly a year on from SVB’s demise, regulators are still asking whether deposit insurance schemes are fit for purpose

A pedestrianised UK high street flanked by small businesses

Why an FCA ‘super-complaint’ could lead to regulation of personal guarantees

February 22, 2024

SMEs tell the UK regulator that certain lending practices are harming entrepreneurs

GET-CBDCs

CBDC developments fuel debate as well as political rhetoric

February 22, 2024

Most central banks are working on developing some form of sovereign digital currency. But are they paying attention to the right things?

Shadow banking thumbnail

Are non-banks systemically important?

February 21, 2024

As shadow banks keep growing, the US is making it easier to designate them as systemically important. Will other jurisdictions follow?

Stacks of dollar bills being sorted by a machine at the United States Mint

Non-bank liquidity concerns neglected by regulation

February 19, 2024

Recent episodes of market stress have intensified calls for tighter regulation of non-banks

Fujitsu sign

FCA reveals £630mn dealings with under-fire Fujitsu in ministerial probe

February 15, 2024

Leading UK financial regulators are under fire for their dealings with Fujitsu as politicians step up scrutiny of watchdogs

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Are US banks ready to admit defeat in Basel Endgame?

February 14, 2024

US banks have been raging against complying with Basel Endgame, but do they have a leg to stand on?

Five, ten and twenty euro banknotes

Instant payments to become ‘ubiquitous’ after European vote

February 13, 2024

The new mandate requires payment providers to facilitate instant payments in 10 seconds or under

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