Latest articles from Retail Banking

Ready to respond

July 3, 2006

Regulation is on the rise in Europe and will have a massive impact on the banking industry in the next decade. Crispian Lord examines the conflict between bankers and regulators, and suggests three key steps for a bank’s strategic response.

Remittance measures

July 3, 2006

A mobile global population means a constant stream of money transfers between countries. Initiatives are under way to ensure the process is simple, safe and affordable, as Wendy Atkins reports.

Opportunity knocks

July 3, 2006

The majority of Europe’s savings banks are viewing the Capital Requirements Directive, which transposes Basel II into European
law, as a good thing. Michael Imeson explains why.

Consolidation is not a panacea

July 3, 2006

Cross-border consolidation does not necessarily mean better integration, a more competitive or more efficient banking sector but nor is it the only way of serving customers well. Chris De Noose looks at the viable alternatives.

Local heroes

July 3, 2006

In the age of globalisation, local market representation and proximity to customers is deemed essential by both US and EU banks, writes Chris De Noose, chairman of the ESBG/WSBI management committee.

From formal to formidable

July 3, 2006

Post offices have progressed from merely serving the unbanked in developing countries to becoming serious contenders in the financial services stakes. Wendy Atkins reports.

Loan arranging at a hole in the wall

July 3, 2006

Susana Fernández Caro details how some banks have tapped into
the potential for making loans available exclusively through ATMs.

Greek banks stretch out

June 5, 2006

Most global players have largely ignored south-east Europe, but Alpha Bank and other Greek banks are showing the potential of cross-border retail banking in the region, says Stephen Timewell.

Bring me your consumers, your unbanked masses

June 5, 2006

Trends suggest that banks capturing an expanding retail business catering to the mass ranks of financial-services-hungry populations in emerging countries will be tomorrow’s global giants. 

Fortis casts its net far and wide

May 2, 2006

Fortis chief executive Jean-Paul Votron tells Stephen Timewell how the bank is extending its reach through acquisitions, joint ventures and white-labelling – and plans to grow a global footprint.

By continuing to use this site you consent to the use of cookies on your device as described in our cookie policy unless you have disabled them. You can change your cookie settings at any time but parts of our site will not function correctly without them.