Latest articles from Retail Banking

In the people business

April 3, 2006

Unicredit’s head of retail Roberto Nicastro explains why the bank’s cross-border strategy for its 19-country franchise won’t necessarily entail standardisation. He talks to Stephen Timewell.

Imagination widens reach

March 6, 2006

The microfinance sector has been looking for ways to bypass the ‘branch infrastructure problem’ and mobile phones may be the answer to reaching rural clients, says Gautam Ivatury.

Dormant but not forgotten

March 6, 2006

Estimates put funds lying dormant in accounts at £1bn-£5bn for the UK alone. But the issue of how to identify this cash and what to do with it is far from straightforward, as Stephen Timewell explains.

Lending gathers speed

March 6, 2006

Retail lending in emerging economies across the globe has been booming, writes Scott Bugie in a Standard & Poor’s report*.

Bulldog Barclays makes

March 6, 2006

After a decade of contraction, Barclays is once again expanding its presence in overseas retail markets. David Roberts, chief executive of International Retail and Commercial Banking at Barclays, tells Michael Imeson about its latest moves.

Sudden philanthropy

February 6, 2006

Industry watchers are puzzled by MasterCard’s unusual 18% voting rights allocation to a charitable foundation. Wendy Atkins reports.

A piece of China’s consumer action

December 5, 2005

With an eye on China’s burgeoning consumer credit and retail markets, two American companies have invested in the future of Shenzhen Development Bank. Stephen Timewell reports.

Whole loan sales head through roof

November 7, 2005

Trade in whole mortgage loans is brisk in the UK, while Germany and the Netherlands show potential, but the booming European market’s main player is American. Michael Marray reports.

Biometrics make inroads

November 7, 2005

Although not yet in general use, biometrics are slowly being tested and adopted in the banking sphere as a way of increasing security, Wendy Atkins reports.

A broader remit for microfinance

November 7, 2005

The Middle East is enjoying an investment boom but risks leaving the poor further behind. Microfinance can help to improve their prospects but it will take more than loans alone. Rula Dababneh explains.

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