Latest articles from Retail Banking

An end to Spains pain

Will 2014 bring an end to Spain's pain?

March 3, 2014

There is an optimistic feeling among the CEOs of Spain's leading banks, as profits and domestic conditions improve. With the European Central Bank's imminent asset quality review expected to be passed with flying colours, the country's lenders are now looking beyond survival and towards growth, both domestically and internationally.

MINT banks face fresh challenges

MINT banks face fresh challenges

March 3, 2014

If the early 2000s were all about the emerging economies of Brazil, Russia, India and China, now attention is shifting to the up-and-coming countries of Mexico, Indonesia, Nigeria and Turkey – the MINTs. And with rapid economic growth predicted, retail banks in these countries will be under enormous pressure to keep up.

E-commerce shadow falls over China's banks

China's e-commerce giants target banking riches

February 3, 2014

China's leading e-commerce companies are using their wealth of consumer knowledge to tap into the country's state-dominated banking market, introducing innovative new products that threaten to overshadow the more conventional offerings of local banks.

New consumers: innovating at the base of the pyramid

New consumers: innovating at the base of the pyramid

January 2, 2014

Addressing the economic needs of the billions of individuals at the base of the global pyramid has long been seen as one of the great opportunities left for financial institutions. However, this section of society is now beginning to come up with its own solutions – thanks to a spate of 'reverse innovation' – leaving the large developing world lenders superfluous to its needs.

Russian consumer lenders maintain outperformance

December 20, 2013
Russian consumer lenders – return on assets

Competition and non-performing loans are rising among Russia's consumer lenders, but their profit performance is still well ahead of the rest of the Russian banking sector

Electronic solutions to your anti-money laundering responsibilities

December 2, 2013

With technology making data processing 1000 times faster, banks could find the cost burden of anti-money laundering rules a whole lot lighter. Alternative data storage platforms are starting to make current systems look cumbersome and slow, not to mention uneconomical.

Innovation in Technology and Transaction Banking Awards 2013 - Retail banking

September 2, 2013

The winners in the retail banking categories of The Banker's Innovation in Technology and Transaction Banking Awards for 2013.

Current accounts take centre stage

Current accounts take centre stage

September 2, 2013

The way people bank is changing, with technological advances and changes in legislation pushing the current account into the spotlight. Jane Cooper sets the scene.

Hong Kong branches out

Hong Kong's banks branch out

June 3, 2013

With limited space and exorbitant rental costs, retail banks in Hong Kong have been rethinking the role of the branch. But rather than moving away from bricks to clicks, Hong Kong’s banks are investing in and revamping their branches. 

Peru's economic boom fuels banking progress

Peru's economic boom fuels banking progress

June 3, 2013

An economic boom coupled with new technologies is allowing Peruvian banks to tap consumer bases that have long been overlooked in the country. But, as the banking market advances at a breakneck speed, there are vulnerabilities to look out for – not least dollarisation.

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