Australia’s banks have had things easy for a long time, but, writes Brian Caplen, this may not continue.
Latest articles from Analysis & Opinion
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Which countries lead in open banking?
October 19, 2018A new report divides up countries as pioneers, followers and conservatives in open banking. And in spite of the push from PSD2, not all EU countries are doing particularly well, writes Brian Caplen.
Making capital flow downhill
October 12, 2018Money flows around the world like never before, but, asks Brian Caplen, is it promoting development?
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Is light-touch regulation right for fintechs?
October 11, 2018Indonesian president Joko Widodo endorses a light touch for fintechs but IMF managing director Christine Lagarde prefers a 'proportionate' approach. Brian Caplen assesses which is the best way forward.
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IMF meets in digital Indonesia
October 10, 2018Emerging markets will reap the greatest gains from the online economy, as shown by Indonesia’s experiences, writes Brian Caplen.
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Banking – you want it boring?
October 9, 2018A decade after the financial crash banks are safer, but generating returns above the cost of capital is a challenge, writes Brian Caplen.
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May’s bad Brexit works for Jersey
October 2, 2018Political agendas have taken control of the Brexit negotiations. This makes a no-deal scenario more likely even though there are plenty of solutions to hand, writes Brian Caplen.
After Cambridge Analytica, where next for open banking?
October 1, 2018In a climate of increasing caution around data sharing, David Gardner of law firm TLT asks how banks can reconcile new initiatives with the need to safeguard customer information.
Why open banking is the only way for ANZ
October 1, 2018ANZ’s banking services business domain lead, Nigel Dobson, talks to Joy Macknight about how open banking will foster digital transformation, and where blockchain technology and cryptocurrencies fit in.
Open banking has arrived whether you like it or not
October 1, 2018There is now global momentum behind open banking, so it is time to sell customers on the benefits of data-sharing, writes Chris Skinner.