Tech firms are among the worst offenders for archaic, paper-based payment systems.
Latest articles from Analysis & Opinion
Why helping refugees has benefits for banks
September 3, 2018The moral imperative to help the world's millions of displaced people is clear – but there is an equally strong business case.
free
to read
to read
Will open banking replace mergers?
August 31, 2018Merger talk is on the rise again in Europe. But with resistance from national regulators, Brian Caplen asks whether open banking, partnerships or digital routes are better ways to serve overseas markets and boost returns.
Mega-mergers caught in the crossfire between regulators and politics
August 31, 2018Anyone waiting for mega M&A to return to Europe should not hold their breath.
Sri Mulyani Indrawati: Indonesia's two-decade transformation
August 31, 2018Indonesia's finance minister described how the changes made because of the 1998 Reformasi Movement gave the country a new lease of life that it still benefits from.
Banks must live with populism
August 28, 2018The American century is over. Plan for more uncertainty amid the birth pangs of the new world, writes Brian Caplen.
Shrinking markets – why banks should worry
August 21, 2018Public markets have their faults, but bank profits will be hurt if issuers and investors lose confidence in them, writes Brian Caplen.
free
to read
to read
Will ESG survive the next crisis?
August 14, 2018The ESG – environmental, social and corporate governance – code has been drilled into bankers. But, asks Brian Caplen, will it all go out the window in a recession?
free
to read
to read
Banks must change to work with fintechs
August 7, 2018Working successfully with a fintech requires a bank to change its culture. Best to get busy on this right away, writes Brian Caplen.
Bracken: Harnessing interconnectedness as a force for good
August 1, 2018The post-crisis focus on ensuring systems are separated by internal risk ‘buffers’ is being questioned, as distributed ledger technology promises to bring benefits to banks, regulators and businesses. But can anything interconnected also be safe? Dixit Joshi investigates.