Latest articles from Analysis & Opinion

David Bannister teaser

Opening up banking through APIs

July 2, 2019

APIs provide an efficient way to enable third-party developers to build applications and services. Heather McKenzie reports.

Sigal Zarmi teaser

Morgan Stanley raises the innovation bar

July 2, 2019

Morgan Stanley is no lightweight when it comes to tech, but moving at the speed of a start-up takes agility and a new way of working, the bank’s head of transformation tells The Banker.

Wim Raymaekers teaser

Keeping abreast of fast-paced change

July 2, 2019

The payments space is experiencing fundamental change, which is having a knock-on impact on what financial institutions and corporates now expect in the world of cash management. 

Ibrahim Ameer teaser

Maldives finance minister looks to lessen Chinese influence

July 2, 2019

The Maldives finance minister discusses the new government's priorities, its relationships with its neighbours and China, and investing in the ‘blue economy’.

Disruption is a yawn – but don't ignore it

July 2, 2019

Disruption may be a term both overused and under-delivered on, but ignore it at your peril. 

Mixed signals stymie China's fintech charge

July 2, 2019

China's fintech expansion has made global headlines – but progress is not consistent across the country. 

Will Facebook's Libra be a friend to the unbanked and regulators?

July 2, 2019

Facebook's new cryptocurrency, Libra, should give financial access to the social platform's users, even those without a bank account. But this financial freedom is not without risk. 

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Brian Caplen blog 2016

Fear not, Facebook’s Libra is good for banks

June 25, 2019

The scare stories about how Libra will destroy banking are overdone. The project will expand the market bringing in more business for everyone, writes Brian Caplen.

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Brian Caplen blog 2016

Why fintechs can't dent a bright future for Africa's banks

June 18, 2019

Banks will not suffer even as fintechs shake up African finance, writes Brian Caplen.

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Brian Caplen blog 2016

Blockchain – more problems than solutions?

June 11, 2019

A huge amount of brainpower has gone into using blockchain in finance but widespread application is still a long way off.

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