Latest articles from Editor's Blog

Brian Caplen blog 2016

​Is Lagarde’s Beijing card a Trump joker?

August 29, 2017

Managing director Christine Lagarde says that within the next 10 years the IMF could be headquartered in Beijing rather than Washington. Maybe, writes Brian Caplen, there is a hidden message for the IMF sceptics in the Trump administration.

Brian Caplen blog 2016

When the internet is slower and costlier than the branch

August 15, 2017

For all the talk about channel integration, banks have little in the way of back-up when online banking goes awry. The trusty branch – maybe shared by competitor banks – needs to play its part, writes Brian Caplen.

Brian Caplen blog 2016

How to stop robots seizing control of your bank

August 8, 2017

In the Musk-Zuckerberg debate, artificial intelligence could either ruin or save the planet. In responding to the AI challenge, banks need to be aware of the risks, writes Brian Caplen.

Brian Caplen blog 2016

HSBC: the world’s regional bank?

August 1, 2017

HSBC was started in Hong Kong and Shanghai in 1865 and grew into a global enterprise. But with 74% of profits now coming from Asia it seems to have come full circle, writes Brian Caplen.

Brian Caplen blog 2016

Low interest and high debt – it must end badly

July 25, 2017

Western households have binged on low-interest debt. Banks need to be ready for when it all goes south, writes Brian Caplen.

Brian Caplen blog 2016

Online credit checks – will they stay legal?

July 18, 2017

Credit scoring using alternative data has been lauded as a way to end financial exclusion. But tougher data protection rules could bring everything to a halt, writes Brian Caplen.

Brian Caplen blog 2016

Why Africa’s sky-high returns are China-bound

July 11, 2017

Banks in Africa have the highest returns on capital in the world, and the potential in other sectors is equally huge. But, writes Brian Caplen, China is so far ahead in the investment game on the continent that it may be difficult for rivals to catch up.

Brian Caplen blog 2016

UK challenger banks punch above their weight

July 4, 2017

The Banker’s Top 1000 ranking shows how UK challenger banks are making better returns than the established players, writes Brian Caplen.

Brian Caplen blog 2016

Do your customer surveys suck?

June 27, 2017

The feedback economy is largely linked to the restaurant and travel industries but banks could benefit from taking it more seriously, writes Brian Caplen.

Brian Caplen blog 2016

When small business goes global

June 20, 2017

With Amazon lending $1bn over the past 12 months to sellers on its platform, banks need to overhaul their SME and trade finance operations or face losing the business, writes Brian Caplen.

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