Latest articles from Financial Regulation

GET ESG globe web

ESG enforcement actions are banks’ biggest worry

July 21, 2023

With ESG becoming more top of mind, and litigation and regulatory enforcements on the rise, is it any wonder that bank heads of litigation and legal counsel are finding it difficult to sleep at night? 

EU flag and gavel

New EU Directive could lead to a profusion of class actions

April 12, 2023

What early action can financial services firms take to avoid litigation?

An extreme close-up of a padlock on top of a credit card

The Quincecare duty: 35 years on, the debate has only just begun

February 3, 2023

The anti-fraud duty has gained recent prominence as upcoming legal challenges threaten to increase banks’ responsibilities in the context of increasingly sophisticated fraud.

A hessian bag with "AML" inscribed on its front, a hand holding a magnifying glass, a model of a bank facade, and coins scattered on a desk.

Five key takeaways from the FCA’s AML crackdown in 2023

January 27, 2023

With AML compliance at the top of the FCA’s enforcement agenda for this year, we highlight important focus points for banks and other regulated firms operating in the UK.

A ball being thrown into a casino roulette wheel

Is the UK gambling on a return to casino capitalism?

January 12, 2023

It is tempting to dismiss the UK government’s plans to scrap banker bonus caps, reintroduce a competitiveness mandate for regulators and to potentially dilute conduct rules to turbo charge the City of London’s growth as a return to casino capitalism. The reality is somewhat more nuanced.

Portrait of Francis Richard Pereira

Stressed gilt market conditions shine spotlight on UK DB pensions

January 11, 2023

The gilt market spiral in September, which created a material risk to UK financial stability, has brought defined benefit pension schemes under greater regulatory scrutiny. 

Inflating Bitcoin balloon

Crypto asset risks and how to manage them

November 11, 2022

The spectacular fall in the value of crypto assets over the past year and November's collapse of crypto exchange FTX has highlighted the pitfalls of investing in this market. Michael Imeson explores how the risks are being managed by different players in the crypto ecosystem.

Phone and laptop

Regulatory hammer looms over bank private messaging

October 28, 2022

Regulator activity in the US and UK concerning communications suggests banks should act quickly to avoid paying a “heavy price”.

USA map and coins

US regulators weigh up regional bank buffer rules

October 6, 2022

Rapid regional bank growth is leading some players into “too big to fail” territory, guiding regulators to consider new debt requirements.

Osborne Clarke AR Regime trio

What to look out for in the FCA’s improved representatives regime

September 16, 2022

The UK’s financial watchdog is introducing new rules to its appointed representatives regime amid consumer-harm concerns. 

The Banker on Twitter