The historically stable and secure transaction banking business is undergoing great change. Joy Macknight reports on industry initiatives and innovative technologies now coming to the fore.
Cash management: overcoming regulatory and liquidity challenges for FIs
Intraday credit: under the regulator’s microscope
July 3, 2017Deutsche Bank’s Christine Thomas talks to Joy Macknight about the increasing regulatory oversight of intraday credit and how market participants are responding to emerging regulations.
The changing definition of a deposit
July 3, 2017Previously, clients would call their bank to warn of an unintended overdraft position; today they call if they want to leave more money than usual on their account. Koral Araskin, liquidity manager in Deutsche Bank’s institutional cash management division, explains how regulation has affected the liquidity management landscape and why there is no one-size-fits-all approach to deposit optimisation.
Leveraging PSD2 to open up transaction banking
July 3, 2017While most of the buzz around the updated EU Payments Services Directive has centred on benefits to retail customers, its role in ushering in open banking will create new opportunities in transaction banking. Joy Macknight reports.