Latest articles from Tech & Trading


Faster payments: the state of play

Adoption of real-time payments is accelerating rapidly, driven by regulatory pressures and the threat of non-bank competition. Joy Macknight looks at the different paths taken in the quest to future-proof domestic payments infrastructures.

Face the music: banking rules prevent total digital disruption

Will banking be disrupted by digitalisation to the extent that music and entertainment have? Not quite, thanks to the tight regulation those operating within financial markets have to adhere to.


US Bank chief innovation officer looks to plug into the community

How can banks better serve their customers? Go ‘hyper-local’ and deliver actionable information at a community level, US Bank chief innovation officer Dominic Venturo tells Joy Macknight.

How to address the financial market liquidity challenge

Understanding the behaviour of different participants during a shock is an essential first step to improving the resilience of financial markets to sudden periods of illiquidity.

Time is on the banks' side – so use it wisely

Banks worrying about new market entrants would do well to remember how slowly capital moves.


Tapping innovation inside ING and out

Brunon Bartkiewicz, the chief innovation officer at ING Bank, tells Joy Macknight about the spirit of innovation within the Dutch institution that reaches beyond the edges of its business.

Chris Skinner

Does anyone really think banks aren't aware of the fintech challenge?

Banks are fully aware of the threats and challenges posed by fintech companies, it's keeping up with them that is the problem.

Is Mexico ready to embrace mobile banking?

The low levels of penetration in mobile banking in Mexico are matched by underwhelming financial inclusion figures. Could a rise in the former bring about an improvement in the latter? Silvia Pavoni investigates.

Are robo-advisors stealing wealth managers clients

Are robo-advisors stealing wealth managers' clients?

Enormous progress is being made in the field of artificial intelligence, and the practical implications of this new technology are being felt in many areas of finance, but especially in wealth management. Can the distinctively traditional, highly personal private banks keep up with the robots? Silvia Pavoni investigates.

Go new on digital, or go home

Too often, established banks have approached their digital operations as mere extensions of their existing models. However, with those that have launched a new digital bank - complete with its own budget and management team - are showing how it should be done.

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