Latest articles from FX & Payments

Regulation gets real for virtual currencies

Both the EU and New York are looking to bring digital currencies under a full regulatory regime, but their approaches are rather different.

Sorry times for emerging market currencies

Emerging market currencies benefited handsomely from the US central bank’s huge quantitative easing programme. With that now being unwound and with China slowing, emerging currencies are now in retreat. Those from economies with weak fundamentals are especially vulnerable. 

The future of FX regulation

The future of FX regulation

With the foreign exchange market reeling from global investigations into the possible manipulation of trading, Frances Faulds looks at the impact more onerous regulation might have on the market.

Financing fintech start-ups

Financing fintech start-ups: will they take off?

Big banks and tech start-ups are collaborating to plug the gaps in financial technology, with the start-ups acting as a testing ground for technologies before they are scaled up. 

EC weighs in on interchange fee battle

Legal battles over MasterCard and Visa’s interchange fees have raged for years in various markets around the world, but now the European Commission is pushing ahead with legislation that will cap the level of the fees, which will have major repercussions for card-issuing banks and the payments market. 

Kevin Brown

RBS's technology evolution

A lot has changed in the 35 years since Kevin Brown started his career at RBS. The senior executive at RBS International Banking tells The Banker that as telecommunications have evolved, so have customers’ expectations.

PSD2: playing with firewalls

The European Commission's proposed update to the Payment Services Directive will allow third parties to penetrate banks' security firewalls, which is leaving banks understandably nervous.

FX industry weighs up clearing options

FX industry weighs up clearing options

The long awaited analysis of foreign exchange options data has finally put a figure on the size and nature of the clearing challenge. Frances Faulds looks at what the next step might be.

SEPA area migration approaches crunch time

SEPA area migration approaches crunch time

With the deadline for the Single Euro Payments Area looming, there is much speculation over who is actually ready to migrate, with many small and medium-sized enterprises lagging behind and businesses of all sizes struggling to implement systems for direct debits.

Market infrastructures seek harmonisation through reinvention

A single platform for securities settlement in Europe and the continued growth of e-commerce will soon out-date the market infrastructures as they exist. Frances Faulds looks at how market infrastructures are reinventing themselves and redesigning their services to remain relevant. 

Global Risk Regulator

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