Joanne Hannaford, global co-head of enterprise platforms at Goldman Sachs and one of the most senior female software engineers in the banking industry, speaks to Joy Macknight about the investment bank’s transformation projects.
Latest articles from Transactions & Technology
Virtu Financial seems to have overcome the controversy surrounding high-frequency trading to achieve growing acceptance as an alternative market-maker at a time when bank dealers are shrinking. The company's senior vice-president, John Shay, explains its strategy.
Last year saw the blockchain hype cycle reach its peak, and its disruptive influence on the global financial services industry continues to be the subject of much debate. But after a year of talking, how far has the industry progressed in turning potential into reality?
Fintech companies are an odd mix of 'boomers' that tend to have the financial knowledge, and 'millennials' that bring the technological expertise. The success of such a company, however, seems to depend on how the two mix.
No stranger to the traditional banking world, Starling Bank’s CEO, Anne Boden, talks to Joy Macknight about the challenges involved in building a digital bank from scratch.
In the space of just four years, mobile payments service bKash has had a dramatic effect upon Bangladesh, bringing the unbanked into the formal economy, speeding up and simplifying the process of sending money from urban to rural areas, and even helping the country’s central bank monitor inflation levels. Stefania Palma charts its dramatic rise.
Techfin or fintech? Incumbent banks think in terms of the former – applying technology to the financial process – while for start-ups it's the latter, in that they take the financial process and apply technology. It is a subtle difference, but an important one, says Chris Skinner.
As identities increasingly move online, the 'bank account' will eventually become a place where virtual money is kept in a digital 'bucket' with access allowed to trusted parties.