Latest articles from Digital journeys

Commercial reality hits microfinance

April 7, 2008

A new report asks whether commercial pressures will change the identity of the microfinance sector. David Lascelles looks at its findings.

Lenders face challenge in quest for healthy returns

April 7, 2008

In a liquidity-constrained market, what revenues opportunities are there for securities lenders? Silvia Pavoni finds that quality of collateral is key.

R Shanx Ravisankar

March 4, 2008

India’s i-flex Solutions has grown into a market leader in the financial services industry since its launch in 1992. Founder R Shanx Ravisankar tells Stephen Timewell of the challenges that lie ahead for the software provider acquired by Oracle in 2005.

Remove brain before work

March 4, 2008

A recent encounter with a business banker proved that, as far as financial services are concerned, the days of human relationships and judgement calls are over. The computerised process is king. By Chris Skinner.

India’s outsourcing reinvention

March 4, 2008

Improved education and better living standards mean employees are returning to India, transforming the country’s outsourced financial services. Brian Caplen reports on how the industry has adapted.

Europe set for a prepaid gold rush

March 4, 2008

The rapid take off of prepaid cards in the US last year looks set to be replicated in Europe in 2008. Stephen Timewell and Wendy Atkins report on the payment industry’s ‘next big thing’.

Self-service trend marches on

March 4, 2008

Fortis and HSBC provide two examples of the onward march of automated banking, a phenomenon that is also the subject of a Europewide survey by Fujitsu. Michael Imeson reports.

Becoming smarter across the board

March 4, 2008

Prime brokers are investing in smarter systems to manage risk and collateral across multiple asset classes. Frances Maguire looks at how far this ability to mark-to-market in real-time will go.

Transition code misses the mark

March 4, 2008

The T-Charter, a code of best practice for transition managers, was unveiled at the end of 2007, but even before the ink was dry it appeared that it did not go far enough. Frances Maguire looks into whether the industry is better or worse off.

Steve Randich

February 4, 2008

Analysts believe that Citi will, ultimately, be able to save close to $110m annually through reduced maintenance costs as well as more rapid development times. Steve Randich talks about the ambitious overhaul of Citi’s banking IT systems, across 67 countries, which took seven years.

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