Office space design has changed little in the past 100 years, despite the invention of the internet and radical changes in communications. But now virtual reality is offering an alternative to the physical work environment, writes >Dan Barnes.

As much as products and services are standardised, customers in different locations do not bank the same way. Joseph DiVanna explains the 10 regional attitudes to retail banking.

India’s third largest bank is increasing IT spend and seeking expertise from international partners in a huge push to increase market share. Karina Robinson reports.

ING assesses the myriad processes that make up the outsourcing agreement between its Application Delivery unit and Fidelity National Information Services.

Even the best business case for farming-out a service will turn sour if the contract is badly drafted. Michael Imeson looks at the key legal issues.

Michael Imeson canvasses industry opinion on the expected trajectories outsourcing will follow in the next five to 10 years.

Barry Dark, managing director of Fidelity National Information Services – central Europe, answers questions about how financial services organisations should manage outsourcing partnerships.

Outsourcing deals sometimes go well but sometimes go badly wrong. Michael Imeson looks at some notable successes and failures.

Where once outsourcing was seen as a purely cost-cutting exercise, now process expertise, creativity and cultural fit are equally important during the selection process. Mark Davey explains.

Traditional pricing techniques, such as one-price-fits-all and market-based, all ignore the component of consumers’ price sensitivity.