Global head of channels and distribution in transaction services at Royal Bank of Scotland’s international banking unit, Ken Deveaux, talks about the bank’s efforts to consolidate its channels and build an integrated systems architecture.
Americas
Latest articles from US
High-frequency trading: a game-changer for markets?
July 1, 2013High-frequency trading has changed the way equities, and to a lesser extent, other assets, are traded. This makes many involved in trading nervous, and they have every reason to be.
Getting personal: the big business of mobile marketing
May 1, 2013Personalised and location-based marketing tactics could be a catalyst for higher usage of mobile payments and could, in turn, unlock new business approaches.
The future of mobile money
May 1, 2013Mobile money, including banking and payments, is encroaching into the everyday life of the consumer. Monetising the business is still proving difficult, but thanks to the abundance of products available already, tangible business models are slowly emerging.
What future for the CFTC?
April 29, 2013The reauthorisation of the US regulator should be a formality, but the combination of Dodd-Frank implementation and the MF Global failure have made for a deeper discussion of the agency’s future.
Size trumps regulation for beached whales
March 22, 2013The Senate report into JPMorgan's 2012 losses on credit derivatives suggests new capital regulations are just making investment banking groups even more complicated to oversee. But perhaps regulatory confusion will eventually shrink 'too big to fail' banks.
Don't take revenge on the raters for sovereign downgrades
February 25, 2013Sovereigns taking action against rating agencies are aiming at the wrong target.
Banks to watch in 2013, Silicon Valley Bank
February 1, 2013The Banker has identified 13 banks to keep an eye on in the coming year based on a variety of factors. US-based Silicon Valley Bank's launch of its full-service bank in London, targeting what it calls innovation companies, makes it one to watch.
MasterCard makes innovation pay
February 1, 2013The breadth of MasterCard's portfolio of payment solutions would have been unimaginable when the president of global technology and operations at MasterCard Technologies, Robert Reeg, started his career, but with 85% of global transactions still in cash, he explains the importance of pressing ahead with yet more innovation.
US and China reach stalemate over accounting practices
February 1, 2013US authorities require Chinese companies listed in the US to abide by certain accounting standards. Many of these Chinese companies are unable to meet such demands because the information contained within their accounts is deemed to be a state secret. Recent fraud accusations involving Chinese companies have only served to highlight this problem, but any sort of resolution appears to be some way off.