Latest articles from India

Reserve Bank of India confident that banks can grow to meet demand

July 2, 2012

The evolution of the Indian banking sector has been slow and steady thus far, but with 60% of its population still unbanked and $1000bn of investment planned for the development of its infrastructure, India's needs are fast outstripping the sector's capabilities. Deputy governor of Reserve Bank of India Anand Sinha is confident that the country's banks can rise to this challenge, but there are areas that he believes they must improve on first.

The state of play- Indias banks in 2012

The state of play: India's banks in 2012

July 2, 2012

Little is understood of India's banking sector outside of the vast country. The Banker talks to the chairmen and CEOs of 15 of India’s leading banks about their strategies, prospects and the huge opportunities presented by the country's large unbanked population.  

Federal Bank of India targets unbanked with safe, fast and easy payments

Federal Bank of India targets unbanked with safe, fast and easy payments

May 1, 2012

A Surendran, a general manager and head of international banking with Federal Bank of India, tells The Banker about the bank's innovative payments strategy designed to improve access to banking channels and boost the provision of electronic transactions.

Five principles of financial regulation for the post-crisis world

December 1, 2011

As regulators the world over attempt to come up with rules to prevent a repeat of the global financial crisis, the Reserve Bank of India has adhered to five basic principles of financial regulation that all central banks would do well to follow.

Reserve bank of India

Indian bond markets take slow road to maturity

November 1, 2011

India's vast infrastructure needs should make a larger bond market in the country indispensable. However, there are many regulatory obstacles to overcome.

Joydeep Sengupta

Mobile banking offers glimpse of India's future

March 21, 2011

In a country where the number of landline phone owners and PC users is relatively low, and mobile phone ownership almost universal, mobile banking offers healthy opportunities to expand financial inclusion in India.

Anil Jaggia, chief information officer, HDFC Bank

CIO of India's HDFC Bank on the benefits of its new ATM network

January 31, 2011

India's HDFC Bank recently upgraded its ATM network. The bank's chief information officer, Anil Jaggia explains how it has increased transaction speeds, boosted sales and implemented SMS-based anti-fraud measures.

A Citi bank branch in Mumbai, India is one of only 45 in the region.

India keeps limits on foreign banks

December 23, 2010

Eager to take advantage of India's economic strength and increase their presence in the region, foreign banks are coming up against strict branch-licensing laws as India seeks to protect its banking sector from the vagaries of the global market. Writer Rekha Mehon

Slow progress

July 6, 2010

Indian banks are demonstrating a return to good health and new players are set to enter the market. But overbanked urban areas and a seeming reluctance to enter a period of consolidation continues to hamper the industry's development. Writer Rekha Menon


India's decade of Tech revolution

March 31, 2010

In response to pressure from the Reserve Bank of India, Indian banks have made huge investments in modernising their IT infrastructure during the past 10 years. But there is still much work to be done, particularly around customer relationship management, payments and financial inclusion. Writer Rekha Menon

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