Latest articles from Chris Skinner

The innovator’s view of Open Banking

April 3, 2018

Banks were underprepared for Open Banking, but, asks Chris Skinner, will this bring fresh opportunities for fintechs?

Is fintech about to make a quantum jump?

March 1, 2018

Just when you got the hang of blockchain, along comes quantum computing to shake things up again. But it is not time to panic yet, says Chris Skinner.

Why Bitcoin won't bite the dust

January 29, 2018

Ignore the naysayers: cryptocurrencies are more than just a passing fancy, says Chris Skinner.

When innovation and compliance clash

January 2, 2018

The tough regulation of banks is essential to maintain trust in the sector and is one element fintech firms could find weighs on their innovation as they get more established and are required to comply, says Chris Skinner.

Mobile wallets: a very relevant threat to the banking establishment

December 1, 2017

Contrary to popular belief, banks are capable of adapting to change. They need to recognise that the mobile wallet requires a savvy response, writes Chris Skinner.

Why distributed ledgers aren’t working (yet)

October 30, 2017

Distributed ledger technology is still confusing people, largely because it is still at an early phase. Once it matures and regulators agree on standards, the benefits will become clearer – but it will take time, says Chris Skinner.

Ant Financial teaser

The march of Ant Financial

October 2, 2017

Chris Skinner was invited to join Alibaba’s annual Netrepeneurs conference in Hangzhou, China, for star sellers on Alibaba’s Taobao platform. He reports on Ant Financial, the Alibaba spin-off that operates mobile payments app Alipay.

Why jack-of-all-trade banks will go the way of the dinosaurs

September 25, 2017

Doing a number of things to an average standard is no longer tenable for banks. They need to jettison legacy systems and old thinking, and embrace multiple partnerships with fintechs that do one thing brilliantly – or face obsolescence. By Chris Skinner.

Embracing digital change involves thinking beyond the app

August 28, 2017

Many banking executives believe that 'going digital' begins and ends with a mobile app – but it involves much more fundamental change, writes Chris Skinner.

Why fintech firms are leaving conventional banks for dust

July 24, 2017

Traditional banks are so slow to change that they risk being left behind by the nimble fintechs that are creating a parallel financial ecosystem, writes Chris Skinner.

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