Latest articles from Chris Skinner

Fortunes of the merry-go-round

August 7, 2006

Trying to maintain systems built using old programming languages can be costly for banks and rewarding for programming specialists. But what happens when the specialists retire? By Chris Skinner.

Terrifying Europe’s ‘bad’ banks

July 3, 2006

Inefficient banks used to operating in protected domestic environments are likely to suffer the heaviest casualties once the single European financial market becomes a reality in 2010.By Chris Skinner.

Pointing the finger at banks

June 5, 2006

Biometric authentication has advanced considerably in recent years, and sceptical sections of the banking community should start using them as a method of identification.By Chris Skinner.

PayPal is a hard act to follow

May 2, 2006

Banks’ risk-avoiding trait of being lemmings not leaders has left the payments arena wide open for PayPal to build up its $27.5bn business. It seems unlikely that the banks will be able to catch up.By Chris Skinner.

Corporates press their point

April 3, 2006

Corporate treasurers’ group TWIST is putting pressure on banks to create a single payments standard and to stop trying to manage identities. The case is strong and SWIFT is already listening.By Chris Skinner.

Will banks surf or sink in next wave of change?

March 6, 2006

A recent roundtable organised by The Banker looked at the New Legal Framework (NLF) for Payments Directive, issued by the European Commission in December 2005, and the implications for the banking industry. A group of payments professionals from leading banks took part in the discussion.

Watch out for India and China

March 6, 2006

The rise of China and India in economic terms has been meteoric but, while their global banking presence remains relatively minor today, global dominance in this sector, too, is inevitable.By Chris Skinner.

Wake up, rethink and renew

February 6, 2006

With branded organisations up and down the high street offering all manner of low-cost financial services, the established players had better come up with something new to offer consumers, fast.By Chris Skinner.

A directive with teeth

January 2, 2006

When the Payment Services Directive begins to bite, Italians will open bank accounts in The Netherlands to avoid high charges and banks will lose a fortune. Chris Skinner examines the true nature of its teeth.

Bridging the trust divide

December 5, 2005

Participants in a London round table, hosted by Accenture and The Banker, and chaired by Chris Skinner, discuss the precarious state of IT alignment within a business, and the role of outsourcing.

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