Latest articles from Chris Skinner

When upgrades become meltdowns: the dangers of replacing core systems

October 1, 2012

New retail banking technologies and regulatory requirements are forcing banks to replace their core systems, but such upheaval is leaving many institutions exposed to serious risks.

Facebook and banking... friends at last?

September 3, 2012

Is Facebook banking finally here? Commonwealth Bank of Australia and India's ICICI Bank seem to think so, and the social media site's decision to drop its credit system shows it is moving in the right direction.

Fidor: today's example of tomorrow's bank?

August 1, 2012

Is Fidor Bank's online offering the most innovative bank concept yet?

Social finance needs to be trending topic for banks

July 2, 2012

Banks are embracing the online community, but do they really understand social finance?

The case for the defence: the protracted process to prevent cyber crime

June 1, 2012

Given that the number of digital attacks is increasing every year, banks' virtual defences are surprisingly low-tech.

Shaping tomorrow: why innovation means breaking the rules

May 1, 2012

Innovation starts by redefining the competitive battleground, as has been demonstrated so impressively by Apple. But are banks up to the challenge? 

Banking in the 21st century

Banking in the 21st century: New? No. Improved? Yes

April 2, 2012

In banking's brave new world, nothing is really new. However, it is better.

Forget cashless and branchless, it’ll never happen

March 1, 2012

Despite calls for fewer bank branches and for less cash to be in circulation, branch numbers are on the rise in some countries. But why?

A profit focus may leave banks behind in innovation

February 1, 2012

With more innovative tools being introduced to banking, banks cannot afford to simply seek profits. If they do, they will get left behind.

The three-pronged approach to digitised banking

January 3, 2012

As digital banking takes a more central role in the industry, financial services companies should be better equipped for the future competitive battleground.

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