Latest articles from Chris Skinner

Banking revolution? Don't hold your breath

June 30, 2011

For all the talk about revolutions in banking, nothing much has changed yet. But do the big banks have to change? For all the cost, investment, marketing, effort, hurdles and barriers new players have to get through, any serious competition seems unlikely.

Will mobile carriers leave the business of banking to banks?

June 1, 2011

As banking by mobile telephone takes off in the developing world, should banks be wary or welcoming of this progress?

Why banks should worry about Amazon, Google, Facebook, et al

May 4, 2011

Banks agree that data is key to the growth of their business but they are being outclassed in its usage by companies that grew up on the internet.

Why mobile is banking's most important challenge

March 22, 2011

Recent advances in mobile technology may be exciting, but the real focus for the future of mobile payments is the chip. 

Rise of the social bank

February 22, 2011

Customers rather than regulators will force major changes in banking.

Trading strategies: Garbage in, garbage out

January 31, 2011

Applying a blanket regulation to restrict all high-frequency trading will hinder financial institutions' ability to deal with abnormal market conditions.

A question of definition

December 8, 2010

Regulators need to get their interpretations right if the industry is expected to stick to the rules.

How technology has transformed banking

November 24, 2010

It is time for the banks to embrace Web 2.0 by putting the customer in control of how they receive financial services.

Look East for source of next big crisis

September 29, 2010

We are due for another global financial crisis in 30 to 50 years' time - and Asian rivalry appears the most likely cause. By Chris Skinner

Next-generation mobile will not signal the death of branches

July 28, 2010

The accelerating development of mobile internet banking does not necessarily mean the end of bank branches. By Chris Skinner

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