From revamping the humble ATM to eradicating time-consuming coin transactions, the banking world's technology teams have surpassed themselves over the past 12 months when it comes to problem solving and money saving. The Banker's Innovation in Banking Technology Awards celebrates those behind the industry's brightest ideas.
Singapore's banks have reported stable but modest profits in recent years, but this is coming under threat from low interest rates and a lack of opportunity in an overcrowded market, leading many to consider international expansion. Writer Michelle Price
The European Commission's MiFID review should enhance the competitive environment in Europe in a manner that will deal a second, more decisive blow to Europe's exchanges. But the latter are not going down without a fight. Writer Michelle Price
Despite an extremely challenging fiscal, political and security environment, Pakistan's banks have remained remarkably resilient. But high interest rates, low economic activity and a bruised consumer portfolio continue to suppress loan growth. Writer Michelle Price
The rise of the so-called 'Generation Y' customer base has major implications for the way in which retail banks operate: from channel strategy to the manufacturing process, product design and risk management, the traditional retail banking model will have to change dramatically if it is to successfully capture the imagination of this discerning, tech-savvy customer segment. In this Masterclass, Michelle Price, business editor of The Banker, and Senthil Kumar, vice-president of global financial services marketing at Oracle, discuss the issues.