Latest articles from Rekha Menon

Mobile banking gaining traction in India

Mobile banking gaining traction in India

April 2, 2013

With a significant unbanked population and the world's second largest number of mobile connections, India is a prime market for mobile banking. But, unlike other mobile banking markets, it is adopting a bank-led rather than telecommunications-led approach, with the largest institutions already rolling out services and the country's regulator keen to use it as a tool to improve financial inclusion.

Joydeep Sengupta

Mobile banking offers glimpse of India's future

March 21, 2011

In a country where the number of landline phone owners and PC users is relatively low, and mobile phone ownership almost universal, mobile banking offers healthy opportunities to expand financial inclusion in India.

Slow progress

July 6, 2010

Indian banks are demonstrating a return to good health and new players are set to enter the market. But overbanked urban areas and a seeming reluctance to enter a period of consolidation continues to hamper the industry's development. Writer Rekha Menon


India's decade of Tech revolution

March 31, 2010

In response to pressure from the Reserve Bank of India, Indian banks have made huge investments in modernising their IT infrastructure during the past 10 years. But there is still much work to be done, particularly around customer relationship management, payments and financial inclusion. Writer Rekha Menon

cp/56/GET-India trade.jpg

Trading rivalry intensifies in India

July 7, 2009

India's leading exchange, the NSE, faces new competition as the MCX-SX plans to enter the equities trading arena. Yet the battle is broadly welcomed by the country's banking industry, which anticipates it will bring the product innovation needed to strengthen the sector on a global level. Writer Rekha Menon

India avoids financial meltdown

April 7, 2009

While US and European banks went into meltdown, India's banks reported healthy profits. Many applaud the country's liquidity policy for helping avoid the West's pitfalls, but does this hamper the country's capital requirements? Writer Rekha Menon

How to foil cyber bank robbers

July 4, 2007

Rekha Menon reports on the ruses used by hackers to steal from online banking users and the relatively successful industry response.

Eastern Europeans leapfrog western counterparts

July 2, 2007

Arriving late on the modern banking scene, institutions in central and eastern Europe have not been weighed down by the baggage of complex legacy systems. Technology being implemented in the region is now finding its way west, writes Rekha Menon.

Credit goes to the innovators

September 2, 2004

Banks are facing growing competition from other financial services firms in the credit derivatives market. Rekha Menon finds they are relying on technological innovation to give them the upper hand.

Inside the branches

July 2, 2004

The bank branch is undergoing another transformation as the emphasis shifts further towards self-service offerings, using ATMs, smart ATMs and online kiosks. Rekha Menon looks at progress.

Join our community

Global Risk Regulator

The Banker on Twitter

By continuing to use this site you consent to the use of cookies on your device as described in our cookie policy unless you have disabled them. You can change your cookie settings at any time but parts of our site will not function correctly without them.