Latest articles from Banking, Regulation & Risk

Tighter supervision for US regionals almost inevitable

May 26, 2023

Following the turmoil of recent months, a consensus seems to be building around tighter supervision of large regional banks in the US.

A large pile of bank notes

Is the ‘deposit glut’ a root cause of recent bank failures?

May 26, 2023

Rising wealth inequality and booming corporate savings fuelled a ‘deposit glut’, increasing bank fragility; Silicon Valley Bank was the first victim.


EBRD expands remit to sub-Saharan Africa, but Ukraine still “top priority”

May 25, 2023

Rebuilding Ukraine, Uzbekistan’s gradual opening up and sub-Saharan Africa dominated the agenda at this year’s EBRD meeting in Samarkand.

Data highway

What journey must banks take to become data-driven?

May 22, 2023

For banks to take full advantage of their increasing investment in data they must undergo a shift in culture.

An umbrella protects a bag of money from the rain

Does the UK’s deposit guarantee scheme need reform?

May 15, 2023

In the wake of recent bank failures, questions are being raised over the UK’s compensation scheme – is there more that can be done?

Physical bitcoins on a reflective surface

MiCA: what does it mean for banks?

May 10, 2023

The new regulation indicates increasing market maturity and creates a higher bar for compliance, levelling the playing field.

Storm clouds gather over a city skyline

Banks must update their tactics as the clouds of litigation gather

May 10, 2023

What are the sources of litigation in the wake of recent banking turmoil?

Stacks of coins behind metal bars

Big Bang 2.0: should ring-fencing of banks be phased out?

May 5, 2023

A professor of financial economics at Warwick Business School examines the pros and cons of ring-fencing banks and suggests a new method to more effectively protect people’s savings.

Currency notes form a handshake

UPI testing for OTC trades now available

May 4, 2023

The EU is just the first jurisdiction to require UPI reporting, with the UK, US and Australia also publishing mandates. Compliance deadlines will be swift to follow.

a branch of First Republic Bank in New York City

JPMorgan rescues First Republic, but what next for US banking stocks?

May 3, 2023

Can US regional banks put their problems behind them now that First Republic has been bought by JPMorgan Chase?

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