Latest articles from Regulations

BNPL regulation phone

Buy now, pay later: is more regulation coming?

December 8, 2023

Following a raft of regulation in the UK this year, can BNPL providers expect more in 2024?

Foreign investment graphic

Trends in investment screening and merger control for 2024

December 7, 2023

As investment and merger control screening regimes surge, investors will need to stand ready to respond to shifting regulatory requirements and to capitalise on opportunities.

Dirk Niepelt at conference

Will CBDCs disrupt banks’ business model?

December 5, 2023

Banks’ main concern is that households will prefer risk-free central bank digital currencies over deposits. How CBDCs are implemented will be key to preserving financial stability.

AI brain circuitry

Capital markets face regulatory scrutiny over AI use

December 5, 2023

Financial regulators have artificial intelligence in their cross-hairs as the technology’s use rapidly expands within the capital markets ecosystem.

EU instant payments

Banks face tougher requirements as EU reaches provisional agreement on instant payments

November 30, 2023

Euro instant payments are to become universally available under a provisional agreement between the European Commission and European Parliament, but its requirements may pose challenges for banks.

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Liz Lumley

Payments has always been the gateway drug to fintech

November 29, 2023

Cards remain a central part of consumer payments — is that a problem?

PSD coins

Explainer: the Payment Services Directive

November 27, 2023

On the road to harmonised European payments: the birth of the Payments Services Directive. 

Frankfurt stock exchange

Fragmentation arrests EU capital market development

November 20, 2023

Three decades on from the establishment of the Single Market, Europe’s capital markets are failing to keep up with rivals.

Whatsapp on phone

Navigating the legal minefield of off-channel communications

November 20, 2023

Corporates in the financial sector need to be especially wary of the growing popularity of, and the risk involved in, the use of WhatsApp and other non-official communications channels.

THEMOMETER_ILLO_RGB_ZEN

Bye-bye bonus cap

November 17, 2023

The much-hated bonus cap was chucked on the UK’s bonfire of EU regulation on October 31. 

The Banker on Twitter