With post-crisis recapitalisations hopefully in the past, stress-testing has become a means to push banks to enhance their risk and data governance.
Latest articles from Financial Regulation
Korea’s regional banks power ahead
December 1, 2015How are South Korea’s regional banks dealing with the low-interest-rate, low-growth environment? Stefania Palma looks at two banks that are using their strong links to the country’s real economy to outperform some of their bigger peers.
The global economic and banking outlook for 2016
December 1, 2015As 2015 comes to an end, The Banker has brought together a group of high-profile experts in the world of finance and economic research to predict what will happen in the next 12 months. Silvia Pavoni asks them to share their views on the global economy and on what factors will shape banking in the future.
How sustainable are India's public sector banks?
November 2, 2015India's public sector banks remain the weakest link in the country's banking industry. How are the central bank's repo rate cut and the government's capital infusions affecting these lenders?
Taiwan Financial Supervisory Commission chairman sees reforms starting to pay off
August 3, 2015Tseng Ming-chung, chairman of Taiwan’s Financial Supervisory Commission, is seen by many as the bringer of long-awaited deregulation and reform. Two years into his mandate, Mr Tseng gives The Banker an update on his strategy, which is already bearing fruit.
China's new tech-savvy banks: how private lenders could threaten the status quo
April 1, 2015The banking licences being granted to private companies in China look set to shake up the country's financial sector, with its 'big four' lenders coming under pressure from tech-savvy newcomers with a strong customer network, such as Alibaba and Tencent.
Dos and don’ts of preventing fraud in a bank
April 1, 2014The damage that a fraud investigation can wreak on a bank is already well documented, but what measures can banks take to protect themselves against such incidents and minimise the repercussions if a fraudster does slip through the net?
Nigerian banks shrug off regulatory headaches
April 1, 2014Nigeria’s banks may be suffering the impact of regulatory changes and monetary tightening, but the country’s robust growth and economic reforms are taking away the sting.
A fine frenzy! How banks are paying the price for the subprime crisis
March 3, 2014Over the past two years banks have been hit by a huge wave of litigation relating to residential mortgages, interbank rates, consumer insurance and money laundering. Though lenders have largely managed to absorb the costs fairly easily, it seems that the regulators are not quite finished when it comes to dishing out fines.
Collateral damage
September 29, 2010There is broad consensus that moving over-the-counter derivatives to central clearing will reduce individual and systemic risks, but this is not a panacea. Writer Philip Alexander