Retail Banking - Consumer banking coverage -

Latest articles from Retail Banking

TEASER-Indonesia microclimate

A micro climate: why microfinance is big news in Indonesia

August 1, 2012

With an emphasis on customer-centric services and products, Indonesia’s microfinance sector is proving to be extremely lucrative, not only for the banks involved, but also for the country’s large population and growing economy.

TEASER-After the floods: Thailand plays catch-up

After the floods: Thailand plays catch-up

July 2, 2012

Devastating floods and political instability saw Thailand's economy grind to a halt in late 2011. However, the country's banks have emerged relatively unscathed, and with its economy now growing at a good pace, the country is looking forward to experiencing good times similar to those that its south-east Asian neighbours have enjoyed.

The state of play- Indias banks in 2012

The state of play: India's banks in 2012

July 1, 2012

Little is understood of India's banking sector outside of the vast country. The Banker talks to the chairmen and CEOs of 15 of India’s leading banks about their strategies, prospects and the huge opportunities presented by the country's large unbanked population.  

TEASER-Visa, MasterCard and the battle to stay ahead of the payments revolution

Visa, MasterCard and the battle to stay ahead of the payments revolution

June 1, 2012

Visa and MasterCard have evolved in recent years both inside and out, developing from bank-owned associations into public companies. Now they are facing external pressures of alternative payment schemes and a payments world that is rapidly moving beyond cards.

TEASER-Embattled Afghan lenders prove resilient

Embattled Afghan lenders prove resilient

June 1, 2012

The loans scandal at Kabul Bank, which led to its collapse in 2010, hit not only Afghanistan's already fragile financial sector but also the country's political stability. But as those held responsible for the fraud have been brought to justice and more stringent legislation is put in place, the confidence of international backers is beginning to return.

TEASER-A caja crisis

Who is going to save Spain's savings banks?

June 1, 2012

A sharp increase in provisioning requirements is likely to drive consolidation in the Spanish banking sector. But the country's largest banks – many of which have remained profitable thanks to their operations in other regions – are cautious about what may lurk on the balance sheets of the troubled savings banks.

Recovery eludes Romanias banks

Recovery eludes Romania’s banks

May 1, 2012

With private sector credit growth negligible and non-performing loans still high, foreign-owned banks may need to rethink their strategies in Romania.

Saudi Arabia

Saudi Arabia's banks look to build on boom

May 1, 2012

With significant potential for growth in the country's real estate, retail and capital markets, Saudi Arabia's banks, which are already highly liquid and rapidly increasing their profitability, are making bold projections for their future successes.

Portugal's slow recovery continues

May 1, 2012

Unlike their counterparts in Ireland and Spain, banks in Portugal are the victims rather than the perpetrators of the country's debt crisis. This should put them in a good position to recover, but limited access to funding and increasing capital ratio requirements are forcing them to change their previously profitable business models.

room to roam

Turkey offers domestic banks room to grow

May 1, 2012

A tech-savvy, young population and a fast-growing economy are resulting in rapid branch expansion by Turkey’s domestic branches.

Most popular videos

The Banker on Twitter