Latest articles from Retail Banking

The state of play- Indias banks in 2012

The state of play: India's banks in 2012

July 2, 2012

Little is understood of India's banking sector outside of the vast country. The Banker talks to the chairmen and CEOs of 15 of India’s leading banks about their strategies, prospects and the huge opportunities presented by the country's large unbanked population.  

TEASER-Visa, MasterCard and the battle to stay ahead of the payments revolution

Visa, MasterCard and the battle to stay ahead of the payments revolution

June 1, 2012

Visa and MasterCard have evolved in recent years both inside and out, developing from bank-owned associations into public companies. Now they are facing external pressures of alternative payment schemes and a payments world that is rapidly moving beyond cards.

TEASER-Embattled Afghan lenders prove resilient

Embattled Afghan lenders prove resilient

June 1, 2012

The loans scandal at Kabul Bank, which led to its collapse in 2010, hit not only Afghanistan's already fragile financial sector but also the country's political stability. But as those held responsible for the fraud have been brought to justice and more stringent legislation is put in place, the confidence of international backers is beginning to return.

TEASER-A caja crisis

Who is going to save Spain's savings banks?

June 1, 2012

A sharp increase in provisioning requirements is likely to drive consolidation in the Spanish banking sector. But the country's largest banks – many of which have remained profitable thanks to their operations in other regions – are cautious about what may lurk on the balance sheets of the troubled savings banks.

Recovery eludes Romanias banks

Recovery eludes Romania’s banks

May 1, 2012

With private sector credit growth negligible and non-performing loans still high, foreign-owned banks may need to rethink their strategies in Romania.

Saudi Arabia

Saudi Arabia's banks look to build on boom

May 1, 2012

With significant potential for growth in the country's real estate, retail and capital markets, Saudi Arabia's banks, which are already highly liquid and rapidly increasing their profitability, are making bold projections for their future successes.

Portugal's slow recovery continues

May 1, 2012

Unlike their counterparts in Ireland and Spain, banks in Portugal are the victims rather than the perpetrators of the country's debt crisis. This should put them in a good position to recover, but limited access to funding and increasing capital ratio requirements are forcing them to change their previously profitable business models.

room to roam

Turkey offers domestic banks room to grow

May 1, 2012

A tech-savvy, young population and a fast-growing economy are resulting in rapid branch expansion by Turkey’s domestic branches.

Banks race to keep pace with Mongolias growth

Banks race to keep pace with Mongolia’s growth

April 2, 2012

Mongolia’s mining industry is driving the economy’s rapid expansion and bringing challenges for local banks, which are scrambling to keep up with such dramatic rates of growth.

The rise of Asia’s regional banks

The rise of Asia’s regional banks

March 1, 2012

The banking industry in Asia is dynamic, with a number of mergers and acquisitions shifting the competitive landscape for the region’s players. As global financial institutions are rethinking their strategies, and China’s behemoth banks are preoccupied with a massive domestic market, Asian regional banks are being presented with a window of opportunity.

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