Latest articles from Wholesale Banking


Banks face big adjustments on capital and liquidity

January 3, 2012

The combined and cumulative effects of new regulations and a hostile market environment means banks are fighting to build both capital and liquidity. Many questions remain about banks' ability to do both, and the effects of doing either on economic growth.


Creating a new risk culture

January 3, 2012

Few will deny that bank boards were as culpable as their senior management in failing to spot the dangerous levels of risk building within the banks in the lead-up to the financial crisis. There is clear recognition that things need to change. But changing risk structures, and more importantly, risk cultures, is easier said than done.


Will national regimes derail global recovery and resolution?

January 3, 2012

Recent events show that the desire to put in place a global recovery and resolution regime to prevent the kind of government intervention that was required during the financial crisis is very much a work in progress. For banks it requires a tremendous amount of work and unprecedented transparency about their operations. For national regulators, it means forging agreements that bring together disparate insolvency regimes.


Banks nervously await outlook of new financial landscape

January 3, 2012

The convergence of regulatory, government and economic forces on the financial sector is unprecedented. If much of the detail has yet to be determined and substantive differences between national authorities still exist, one thing that is certain is that the financial services industry will look very different in a few years' time.

Mitsubishi UFJ and Morgan Stanley figures

Mitsubishi UFJ-Morgan Stanley joint venture takes shape

December 1, 2011

Morgan Stanley's joint venture in Japan with Mitsubishi UFJ Group has been criticised by competitors as a concession to MUFG for its huge investment in the US bank at the height of the financial crisis. However, Jonathan Kindred, CEO of MSMS, one of the companies formed by the joint venture, is adamant that the long-term benefits of the move will prove the critics wrong.


Is Nomura running out of time?

November 1, 2011

With its acquisition of Lehman Brothers' non-US operations, Nomura made an audacious bid to join the global investment banking elite. Little did it know that its bold move would coincide with the worst economic and financial environment for the best part of a century. However, its senior management believe that if they hold their nerve, the gamble can still reap the rewards they originally expected.  

Ping An's disastrous experience in buying a stake in Fortis has put many Asian banks off acquiring European businesses

What can the West offer Chinese banks?

August 1, 2011

Will China's cash-rich banks want to enter the West's stagnant, mature market when there are so many growth opportunities domestically and within Asia as a whole?

UniCredit, Erste and Raifeisen bank

CEE banking giants take different investment banking routes

August 1, 2011

UniCredit, Erste and Raiffeisen between them own significant market share across central and eastern Europe, but their approaches to turning local presence into international investment banking have varied.

Deutsche Bank's 'flow monster' outpaced in trading income

June 30, 2011

The Banker's Top 1000 World Banks has revealed some surprising results for sources of income at banks.

When banks merge

Massive mergers: How IT can make or break M&A

March 21, 2011

Technology is not always a primary consideration in banking M&A activity. But the success, or failure, of subsequent IT integrations can make or break any deal.

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