Fintechs are making waves and revenues but turning a profit may take longer, even as much as 10 years. Many, writes Brian Caplen, will disappear altogether.
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China’s slowdown: don’t blame Trump
February 12, 2019A massive contraction in shadow banking is the reason for slower growth in China, not the developing trade war with the US. Regulators everywhere should take note, writes Brian Caplen.
Worry when bank returns rise
February 5, 2019Are concerns about low return on equity based on a false assumption about the cost of capital? Adjust that and the picture improves dramatically, writes Brian Caplen.
Commerzbank: on the road to digital transformation
February 1, 2019Experimenting with emerging technologies and engaging with fintechs is how Commerzbank’s R&D unit aims to help deliver on the bank’s vision of becoming a digital enterprise, Michael Spitz, CEO of Main Incubator, tells Joy Macknight.
Why Italy’s banking problems are Europe’s banking problems
February 1, 2019Italy’s financial challenges are far from unique, and are in fact shared by some of its neighbours, writes Giorgio Di Giorgio of the Arcelli Centre for Monetary and Financial Studies.
When banking's security and tech's excitement meet
February 1, 2019Dealing with technology through money is a different game to dealing with money through technology. However, as Chris Skinner writes, the two are merging in an intriguing way.
Brazil needs less talk, more action
February 1, 2019President Jair Bolsonaro of Brazil has announced that he wants to open up his country’s economy, but his government as a whole is sending mixed signals.
Time for details on climate risk
February 1, 2019Now a talking point in financial circles, tackling climate change is an issue that demands specifics.
Do you read customer complaints?
January 29, 2019A danger for CEOs of major banks is that they focus too much on the macro at the expense of the micro, writes Brian Caplen. Reading customer complaints would help them get a more balanced view.
Are regulators on top of shadow banks?
January 22, 2019Where shadow banking is driving credit creation, regulators are liable to find their efforts to calm things down meeting with political resistance. India and China are both in focus, writes Brian Caplen.