As trust in banks has slumped, the regulations policing them have proliferated. Restoring this reputation is crucial, writes José María Roldan of the Spanish Banking Association. 

The latest Basel regulations will limit business growth with their misguided approach to risk strategies, writes Giampaolo Gabbi of Siena University.

Richard Bookstaber, chief risk officer at the University of California, explains how analysing human behaviour is essential to managing risk.

Central bankers must improve communications with the public if they are to combat charges of elitism, Raghuram Rajan, former governor of the Reserve Bank of India, tells The Banker.

Italy’s financial challenges are far from unique, and are in fact shared by some of its neighbours, writes Giorgio Di Giorgio of the Arcelli Centre for Monetary and Financial Studies.

Just as the global banking order has changed in the past decade, the next 10 years will see a radical transformation of the industry, predicts Xavier Vives.

Europe's member states need to trust that both they and the region's banks have the necessary risk reduction in place if the banking union is to succeed, writes Timothy Buenker of the European Banking Federation.

In a climate of increasing caution around data sharing, David Gardner of law firm TLT asks how banks can reconcile new initiatives with the need to safeguard customer information.

Increasingly tough and complex Russian sanctions carry many hidden risks for lenders, write Collyer Bristow’s Robin Henry and Anna Battams.

The post-crisis focus on ensuring systems are separated by internal risk ‘buffers’ is being questioned, as distributed ledger technology promises to bring benefits to banks, regulators and businesses. But can anything interconnected also be safe? Dixit Joshi investigates.