The track record of gains from mobile and cloud investments is poor. Can banks do better with AI, robotics and blockchain?

Merger talk is on the rise again in Europe. But with resistance from national regulators, Brian Caplen asks whether open banking, partnerships or digital routes are better ways to serve overseas markets and boost returns.

The American century is over. Plan for more uncertainty amid the birth pangs of the new world, writes Brian Caplen. 

Public markets have their faults, but bank profits will be hurt if issuers and investors lose confidence in them, writes Brian Caplen.

The ESG – environmental, social and corporate governance – code has been drilled into bankers. But, asks Brian Caplen, will it all go out the window in a recession?

Working successfully with a fintech requires a bank to change its culture. Best to get busy on this right away, writes Brian Caplen.

Banks are looking to tie-up with the new players in the remittance business that have made sending small sums of money cheaper and easier. But, asks Brian Caplen, what’s in it for them?

The UK economy is 80% services so a Brexit that excludes services from a free-trade agreement with the EU makes little sense, writes Brian Caplen.

Task: tuning algos for profits

Skill set: the three Cs

Salary: 10% higher than Fangs 

CV: bankers may apply

What conclusions should we draw from the contrasting fortunes of Chinese and Indian banks, asks Brian Caplen. Is India doing the hard work now that China will need to do later?