​The biggest profits from digital banking will not be in Europe or North America but in Brazil and other key emerging markets, writes Brian Caplen.

“The digital chasm will claim 80% of the world’s bank within 20 years.” This statement may be far-fetched but the thinking behind it is worth considering, writes Brian Caplen.

Blockchain may not change the world but it will make an impact in areas of banking such as syndicated lending, trade finance, settlement and clearing, writes Brian Caplen.

US banks are eager for interest rate normality but, asks Brian Caplen, what are the risks of overshooting?

A new report criticises​ banks for doing too little on climate change but also gives examples of them getting it right. Brian Caplen assesses what lenders can do to maintain their environmental credentials.

G7 bankers complain about QE destroying net interest margins. They should try a spell in a frontier market where sovereign borrowing may be deterring depositors, writes Brian Caplen.

Trading floors have changed dramatically since the crisis, but some traders will always push the boundaries. Brian Caplen asks: is your bank restraining or promoting them?

Banks may be closing branches in developed countries, but in emerging markets they are opening new ones, writes Brian Caplen.

Some bank CEOs want to emulate Facebook and Amazon in building platform banking. But the tech giants have their own challenges, writes Brain Caplen.

For all the talk of boutiques and fintechs, the banking market is more unequal than ever and the future promises more of the same​, writes Brian Caplen.