Eight years after its bail-out, Royal Bank of Scotland has sold off assets, invested heavily in technology and refocused on domestic business. As the bank labours towards recovery, CEO Ross McEwan talks to Brian Caplen about cost-cutting, rebranding and why Brexit is likely to delay further share sales.

The year 2016 will become known as the year virtual accounts matured.

China's fintech industry has grown at a rapid pace, in some cases leaving established tech giants of the West behind. Having cracked the domestic banking market, top Chinese fintech firms are already eyeing insurance and looking beyond the country's borders to continue their rapid ascent. Stefania Palma reports.

A mismatch of networks and uneven regulation makes Latin America a frustrating market for digital payments providers, drawn to its huge population and growing mobile penetration. But with great challenges come rich opportunities, writes Silvia Pavoni.

Fintech is all about disrupting, modernising and democratising financial services, yet when it comes to gender it is performing worse than the ‘old-fashioned’ banks. Silvia Pavoni looks into the reasons why.

Switzerland’s rise as a European financial centre has followed an unorthodox path. Danielle Myles looks at the various ways its banks access the EU market, why the model is under threat, and how the Swiss plans to exploit Brexit.

Negative interest rates and regulatory changes are forcing corporates to rethink their liquidity management strategies, as the old ways of working struggle to cope in such unprecedented times, writes Joy Macknight.

As chief innovation officer at DBS, Neal Cross’s unconventional approach to bank modernisation has attracted attention from across the globe. He speaks to Joy Macknight about how the bank is opening its doors to the top technology talent in Singapore.

The European payments landscape is in the midst of great change. Massimo Arrighetti, CEO of SIA, outlines to Joy Macknight his vision of a future payments ecosystem. 

Clearing has become an early battleground in the UK's – and therefore London's – exit from the EU, but political posturing has been followed by calls for calm. Over the long term, however, nothing is being ruled out. Danielle Myles reports.

In May, the UK’s Financial Conduct Authority opened the world’s first ‘safe space’ for testing new technology and business models. Christopher Woolard, director of strategy and competition at the FCA, tells Joy Macknight how it works.

Financial messaging provider Swift’s memorandum of understanding with China’s Cross-border Inter-Bank Payment System could greatly facilitate cross-border renminbi payments, as Stefania Palma discovers.