The salvation for depressed European bank earnings is supposed to be rising interest rates. But, writes Brian Caplen, against a backdrop of worsening credit and tougher regulation this may not play out as well as expected.

Hi-tech travelling bankers can aid banks in both improving customer relationships and assessing credit – two banking skills some fear are in decline, writes Brian Caplen.

Rating agency Moody's got a stiff rebuke from China’s finance ministry following its sovereign downgrade but the rationale is realistic and measured, writes Brian Caplen.

In forging their digital strategy, banks have focused too heavily on consumer companies such as Facebook and Netflix. They should, writes Brian Caplen, look instead at what GE is doing.

The IT costs of running a bank are already horrendous. But as the recent ransomware attack shows, any bank that doesn’t install the latest software and keep it updated is asking for trouble, writes Brian Caplen.

With Emmanuel Macron’s victory in France, the populist threat to the EU has receded. But, asks Brian Caplen, longer term the bigger issue is who will pay for it?

Millennials think doing things is more important than buying things. Brian Caplen assesses what this means for the banks when they decide on credit card and personal loan limits.

The problems caused by anti-money laundering regulation have hit smaller countries, smaller banks and therefore the poorer members of society. Brian Caplen asks if matters have gone too far.

Even by the standards of post-crisis EU regulation, MiFID II is ambitious and expensive. A second deadline extension is needed, writes Brian Caplen.

Brexit will send some jobs to Paris and Frankfurt but the most important factor keeping banks in London is the talent pool, writes Brian Caplen.