Time to cough up the IT hairball

July 6, 2010

Likhit Wagle, IBM's global leader for banking and financial markets

Banks will be forced to make profound changes to their business strategies- and their technology - to prop up their return on equity. However, messy and conflicting legacy IT systems have developed into a 'hairball' that threatens to choke banks' efforts to streamline. Writer Phil Jones

Across the board

July 6, 2010

Santander's acquisition spree has left the bank with a major IT challenge. But as José María Fuster, its CIO, explains, the bank has embraced IT integration as an all-encompassing transformation programme. Writer Wendy Atkins

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Getting what you pay for

July 6, 2010

The worst of the industry budget cuts may be over, but what lessons have banks learnt from the financial crisis regarding how they pay for their IT and the way they manage the relationship with their IT vendors? Writer Nik Pratt

Opportunity after knocks

July 6, 2010

Opportunities abound for those involved in cash management and treasury services, but banks will need to work hard to stay ahead. Writer Charlie Corbett


Delayed harmony

July 6, 2010

The realisation of the Single Euro Payments Area has been dogged by delay and now, even before SEPA Direct Debit has launched, it looks to some as though the European Commission is moving the goalposts before mandating an end-date. Frances Maguire explores whether the industry can jump this final hurdle.

Are you being served?

July 6, 2010

Marcus Sehr, head of wholesale solutions and business development, Cash Management Financial Institutions, Deutsche Bank

With a combination of economic shocks and regulatory initiatives confronting the cash management landscape at an ever-increasing rate, client-focused innovation is the only way to ensure success, says Marcus Sehr, head of wholesale solutions and business development, Cash Management Financial Institutions at Deutsche Bank.

Lean and liquid

May 5, 2010

The Russian consumer lending boom came to an abrupt end in late 2008, but convergence between consumer finance and traditional retail banking is providing the tools for sustainable growth. Writer Philip Alexander


New laws and new loans needed

May 5, 2010

There is considerable investor interest in the debt collection business in Russia, but achieving growth is not straightforward, even though the industry is still young. Writer Philip Alexander

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The elephant stirs

May 5, 2010

The optimism over Côte d'Ivoire's economic prospects is well placed. Despite continued political instability, inflation is being kept in check, the economy is growing and the restructuring of the country's debt has been widely praised. Writer Nick Kochan


BCEAO works to recapitalise region's banks

May 5, 2010

The governor of the Banque Centrale des États de l'Afrique de l'Ouest, Philippe-Henri Dacoury-Tabley, outlines his monetary policy to increase capital and maintain stable inflation levels. Writer Nick Kochan

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