Getting what you pay for

The worst of the industry budget cuts may be over, but what lessons have banks learnt from the financial crisis regarding how they pay for their IT and the way they manage the relationship with their IT vendors? Writer Nik Pratt

A cloudy outlook

Banks have so far been wary of adopting remote cloud-computing services, often because of security concerns. However, cloud operators are posing a threat to existing companies across a spectrum of businesses, and banks cannot afford to ignore the public cloud for long. Writer Phil Jones

Time to cough up the IT hairball

Likhit Wagle, IBM's global leader for banking and financial marketsBanks will be forced to make profound changes to their business strategies- and their technology - to prop up their return on equity. However, messy and conflicting legacy IT systems have developed into a 'hairball' that threatens to choke banks' efforts to streamline. Writer Phil Jones

This time it's different. Or is it?

Banking IT architectures will and must look different in the post-crisis, post-recessionary operating environment, argue market-watchers. But will banks finally be able to make the long-awaited shift from their legacy systems? Writer Michelle Price