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United National steadfast in its ROA crown

For the second year in a row, US community bank United National tops the league tables for this profitability metric. 
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United National Corporation, a large US community bank, maintained its top spot for return on assets (ROA) by improving its ratio from 14.80% to 16.38%. For the second year in a row, it is the only bank in the Top 1000 World Banks ranking to achieve a double-digit ROA.

Compatriot, Texas-headquartered Beal Bank, has the second-highest ROA ratio at 8.04%, a significant jump from the last time the bank made the table in 2019, when its ROA was 2.53%.

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Liz Lumley is deputy editor at The Banker. She is a global specialist commentator on global financial technology or “fintech”. She has spent 30 years working in the financial technology space, most recently as director at VC Innovations and architect of the Fintech Talents Festival, managing director at Startupbootcamp FinTech London and an editor at financial services and technology newswire, Finextra. She was named Journalist of the Year for Technology and Digital Finance at State Street’s UK Press Awards for 2022.
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