Latest articles from Transactions & Technology

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E-commerce strategies boom as banks look to diversify

July 28, 2021

As low rates squeeze margins, lenders are leveraging tech to expand into a range of non-core digital services.

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Interchange fee hike creating waves

July 26, 2021

The contentious issue of interchange fees rages on as Visa and Mastercard get ready for their five-fold fee hike.

Mastercard_Ken_Moore

Mastercard taps into the power of 5G

July 26, 2021

The global payments company is getting ahead of emerging technologies, which it believes will accelerate the move away from cash.

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Forget open banking — it’s all about open commerce

July 23, 2021

Banks need to rethink their positions in the whole customer supply and value chain. 

russia mir card

The exponential rise of Russia's Mir payment system

July 20, 2021

The unparalleled success of Russia’s Mir payments system has protected it against US sanctions, making other governments take notice.

digital advertising

The growth of digital advertising in banking

July 14, 2021

As banks use data matching, influencers and targeted advertising, what are the legal and commercial practicalities?

bicoin culture clash

Crypto: a clash of cultures

June 30, 2021

As a decentralised ledger, blockchain may operate across cultures. But different cultures have different philosophies as to how things should be regulated.

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UK consumers drawn to neobanks during pandemic – but trust issues remain

June 30, 2021

Demand for digital-only services has flourished, but many people still prefer to pay their salaries into an incumbent high street bank. 

coins

Central bank digital currencies: haste without speed

June 28, 2021

While China is driving ahead with its digital yuan initiative, other major CBDC projects have been making steadier progress. 

thermo

Understanding climate-related financial risks

June 28, 2021

With climate change emerging as the world’s top geopolitical risk, banks are scrambling to measure and manage their exposures to the new ‘green swan’ risks.

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