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Latest articles from Transactions & Technology

Disruption is a yawn – but don't ignore it

July 2, 2019

Disruption may be a term both overused and under-delivered on, but ignore it at your peril. 

Cloud teaser

Putting the core into the cloud

July 2, 2019

Both challenger and traditional banks are looking to leverage cloud-based core banking systems to foster new business models, reduce operating costs and deliver better customer experience. Joy Macknight reports.

Will Facebook's Libra be a friend to the unbanked and regulators?

July 2, 2019

Facebook's new cryptocurrency, Libra, should give financial access to the social platform's users, even those without a bank account. But this financial freedom is not without risk. 

wechat pay teaser

China’s fintechs creep into banking territory

July 1, 2019

In a few short years, China’s fintechs have come to dominate e-commerce, mobile payments and now small business lending. How will the banks respond?

Roman Regelman teaser

BNY Mellon increases its collective digital IQ

June 3, 2019

Digital is not strategy only, it is strategy and a delivery vehicle, BNY Mellon’s head of digital tells Joy Macknight. 

Getting to the core of banks' legacy problems

June 3, 2019

Legacy core banking systems are well past their shelf life and adding on new layers of functionality at the front end just won’t make the grade, writes Chris Skinner.

Borough Market teaser

How digital disruption is bringing banking to UK SMEs

June 3, 2019

SMEs have largely been neglected by banks, but this is beginning to change in the UK as digital challengers step in to give the sector the attention it warrants. 

Petra Hielkema teaser

Dutch central bank embraces emerging technologies

May 1, 2019

Petra Hielkema, director of payments and market infrastructures at the Dutch central bank, talks to Joy Macknight about experimenting with blockchain, supporting fintechs and raising consumer awareness around the Payment Services Directive 2.

Amazon Go teaser

Invisible payments move into sight

May 1, 2019

Invisible payments are transforming the physical point of sale into a zero-effort, frictionless affair. The Banker explores why banks should have a strategy for this concept. 

The tug of war for tech talent

May 1, 2019

How can banks tempt coders away from the big tech titans or the exciting start-up world of unicorns, centaurs and ponies? 

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