Swift’s new CEO, Lázaro Campos, talks to Frances Maguire about his plans for Swift in the immediate future and beyond, including regionalisation, courting US institutions and working on the integration of portals.

Today’s payments landscape is fragmented with disparate mechanisms applied in different regions and countries. Alan Duerden considers which region will emerge as the global leader in the payments space.

Risk management in financial institutions should take a single view of risk and return, rather than be fragmented across the organisation. This was the topic of a round table hosted by The Banker in New York last month, and summarised here by Michael Imeson.

Remaining competitive in the global marketplace requires that Europe lead the second phase of the internet, which will be driven by collaboration and Web 2.0 technologies, says John Chambers.

Citi’s Global Transaction Services is working closely with pan-European clearing and settlement providers, payments processors as well as payments networks.

New Zealand’s Kiwibank has collaborated with Citi’s Global Transaction Services to create winning synergies and prove that the whole really can be greater than the sum of the parts. By Michael Imeson.

Strategic partnerships with indirect competitors will be a powerful differentiator for those banks that choose to embrace this concept. By Paul Galant.

Are the ‘irrational’ clients of Northern Rock the kind of customers rival banks should be opening their arms to, asks Joe DiVanna.

The Banker/SAP survey into the prospective state of retail banks in 2015 finds, among other things, that corporate and private banking clients will be the prime focus. Stephen Timewell explains.

China’s banking sector will undergo a dramatic transformation by 2015, writes Bambang Moerwanto.