Latest articles from Digital journeys

Remittance measures

July 3, 2006

A mobile global population means a constant stream of money transfers between countries. Initiatives are under way to ensure the process is simple, safe and affordable, as Wendy Atkins reports.

Opportunity knocks

July 3, 2006

The majority of Europe’s savings banks are viewing the Capital Requirements Directive, which transposes Basel II into European
law, as a good thing. Michael Imeson explains why.

Consolidation is not a panacea

July 3, 2006

Cross-border consolidation does not necessarily mean better integration, a more competitive or more efficient banking sector but nor is it the only way of serving customers well. Chris De Noose looks at the viable alternatives.

Local heroes

July 3, 2006

In the age of globalisation, local market representation and proximity to customers is deemed essential by both US and EU banks, writes Chris De Noose, chairman of the ESBG/WSBI management committee.

From formal to formidable

July 3, 2006

Post offices have progressed from merely serving the unbanked in developing countries to becoming serious contenders in the financial services stakes. Wendy Atkins reports.

Loan arranging at a hole in the wall

July 3, 2006

Susana Fernández Caro details how some banks have tapped into
the potential for making loans available exclusively through ATMs.

A more balanced performance

June 5, 2006

From branch renewal to improving the customer experience, bankers have invested large sums of money in retail banking. That is to be expected because consumer banking was for some time the lone bright star in an otherwise unexciting earnings picture.

Pointing the finger at banks

June 5, 2006

Biometric authentication has advanced considerably in recent years, and sceptical sections of the banking community should start using them as a method of identification.By Chris Skinner.

Jan Verplancke

June 5, 2006

Standard Chartered’s energetic chief information officer is driving internal development by encouraging a culture of competition and innovation. Dan Barnes reports.

The IT dividend

June 5, 2006

Dan Barnes explains how Spain’s Grupo Santander was able to confound the nay-sayers and use IT cost savings as a basis for making its purchase of the UK’s Abbey a success.

The Banker on Twitter