Banks must handle vast amounts of personal data to comply with regulations, and a high level of trust is needed to protect customers.

Despite their low costs, nimbleness and a digitally-native background, challenger banks are struggling to generate decent profits. 

The People’s Bank of China has set up a joint venture with Swift, and has conducted experiments with other central banks.

The pandemic-induced compression of digitisation has enabled a wealth of possibilities in banking.

Italian bank’s innovation strategy aims to improve processes and the client experience, says Paola Papanicolaou.

Fintech providers are using API-based data exchanges to build products specifically focused on the needs of small businesses.

Banks are facing a revolutionary undertow that is dragging them towards a decentralised financial future.

Central bank digital currencies could have a significant impact on instant remote settlement for securities transactions.

The European Commission has published draft regulation intended to govern the use of artificial intelligence across the EU.

Europe saw the largest quarter-on-quarter spike in fintech funding, with growth of more than 180%.