Latest articles from Digital journeys

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Liz Lumley

Antidisestablishmentarianism in crypto

December 6, 2023

When the anti-establishment becomes established, did it even exist at all?

Dirk Niepelt at conference

Will CBDCs disrupt banks’ business model?

December 5, 2023

Banks’ main concern is that households will prefer risk-free central bank digital currencies over deposits. How CBDCs are implemented will be key to preserving financial stability.

AI brain circuitry

Capital markets face regulatory scrutiny over AI use

December 5, 2023

Financial regulators have artificial intelligence in their cross-hairs as the technology’s use rapidly expands within the capital markets ecosystem.

Sustainable AI

Sustainable AI must feature in banks’ code of ethics, says report

December 1, 2023

As AI permeates almost every aspect of society, financial institutions and other firms need to revisit their code of ethics to ensure that they are ethically and sustainably using the technology, experts warn.

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Liz Lumley

Payments has always been the gateway drug to fintech

November 29, 2023

Cards remain a central part of consumer payments — is that a problem?

Colombia retail

Who will benefit the most from Latam’s rise in banking-as-a-service?

November 29, 2023

BaaS is thriving in Latin America, where it is slowly replacing traditional banking services with new systems that put accessibility, simplicity and speed at the core.

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Stock exchange numbers

Euroclear’s first blockchain bond presents a bridge between DLT and traditional infrastructure

November 29, 2023

A €100m World Bank bond was settled on a T+0 basis and listed on the Luxembourg Stock Exchange.

HSBC signage

HSBC shares digital accessibility training

November 28, 2023

The bank’s initiative is on target to train other global companies’ employees to develop apps that accommodate the disabled.

PSD coins

Explainer: the Payment Services Directive

November 27, 2023

On the road to harmonised European payments: the birth of the Payments Services Directive. 

Brazil payment

Brazil’s PIX a threat to credit cards, but a boon for banks

November 27, 2023

Compared to Brazil, banks in Europe or the US have lost the payments game.

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