The payments space is experiencing fundamental change, which is having a knock-on impact on what financial institutions and corporates now expect in the world of cash management. 

Is blockchain living up to its potential in revolutionising the cross-border payments space? Joy Macknight investigates how far the technology has come.

With the cost of know-your-customer compliance increasing, sharing client information to a standard everyone trusts makes absolute sense. Katja Zschieschang, Deutsche Bank’s resident KYC expert, looks at the benefits of a collaborative approach to data collection to help reduce the costs of compliance.

Swift, together with 45 member banks, launched the global payments innovation (gpi) initiative in early 2016, to increase the speed, transparency and predictability of cross-border payments. More than 180 banks have signed up to the service, with over 60 banks now live. As of May 24, 25% of all Swift cross-border payments traffic is now being sent as gpi. Joy Macknight talks to Wim Raymaekers, Swift’s gpi programme director, about the latest developments. 

Correspondent banking relationships may have been scaled back because of a stricter regulatory environment since the financial crisis, but a refocusing of bank strategies, close industry collaboration and exciting new technologies are ensuring cross-border payments are keeping up with the demand. Christian Westerhaus, global head of clearing products, cash management, at Deutsche Bank explains why the future is bright.

As global market infrastructures modernise across the world, Deutsche Bank’s head of market infrastructure and industry initiatives, cash management, Paula Roels, examines where the global banking industry stands in implementing the landmark ISO 20022 standard, the different approaches to its implementation and the critical factors for success.

As notional pooling’s star begins to fade, banks are delivering greater functionality in virtual account structures to help corporate treasurers better manage their cash flows. Joy Macknight reports.

The historically stable and secure transaction banking business is undergoing great change. Joy Macknight reports on industry initiatives and innovative technologies now coming to the fore. 

Deutsche Bank’s Christine Thomas talks to Joy Macknight about the increasing regulatory oversight of intraday credit and how market participants are responding to emerging regulations.

Previously, clients would call their bank to warn of an unintended overdraft position; today they call if they want to leave more money than usual on their account. Koral Araskin, liquidity manager in Deutsche Bank’s institutional cash management division, explains how regulation has affected the liquidity management landscape and why there is no one-size-fits-all approach to deposit optimisation.