Instant payments seems to be a popular topic in financial circles, The Banker talks to two industry experts, Isabel Schmidt, head of institutional cash Americas and global head of market management at Deutsche Bank, and Christopher Schmitz, partner, EMEIA financial services at EY, about the future of real-time transactions.

Cyberspace is a dangerous place for banks, with the risk of payments fraud, data theft, denial-of-service attacks and other crimes high. So what are banks and the regulators doing to improve cyber security in the sector?

The speed at which technology advances is almost impossible for regulation-laden banks to keep up with. This makes judging which technological innovations created by more nimble, pure tech companies to adopt all the more important.

European companies are taking advantage of benign conditions in the markets to prefund, sometimes driven by less accommodating banks as they struggle under higher capital requirements. And with investors searching for yield, hybrid corporate bonds are gaining in popularity. Executives from four leading European corporates share their funding strategies.

The Dodd-Frank Act, Section 1073 is going to alter the practice of retail cross-border payments services – not just for US-based financial institutions but also for their correspondent banking relationships abroad. The deadline is near, but a practical solution to meet the requirements of the rule still seems far off. The Banker looks at some alternatives that have finally started to emerge.

The transaction banking landscape is undergoing a period of significant change, leaving bankers with the task of navigating competitive and regulatory pressures while staying focused on innovation and operating efficiency. At a recent round table hosted by The Banker, a panel of industry experts discussed these issues and how they are often intertwined. The event, part of an ongoing series, was sponsored by Royal Bank of Scotland, but independently written and edited.

Singapore’s strategic location in Asia is proving a boon to the city state’s transaction bankers, particularly as they seek to capture banking business from the world’s changing trade flows.