Latest articles from Comment

Matthew Davies

Supporting the business models of tomorrow

May 4, 2023

Bank of America’s Matthew Davies talks about the reasons behind large ERP modernisations, how corporates’ business models are changing and how transaction banking is at the centre of these efforts. 

A magnifying glass over stacks of coins

Asset recovery in cases of fraud: is it possible?

May 2, 2023

Even in cases of fraud, it is still possible to get redress. 

Chris Skinner

Can banks meet the needs of government and the people?

April 21, 2023

The libertarian idea of decentralisation and using the power of the internet to create a better financial system may be gaining traction, but will it solve the crises inherent in economic cycles?

A portrait image of Christoffer Malmer

Views on… embedded finance: “We’re relatively early for being an incumbent … which is exciting as much as scary”

April 12, 2023

Views on… is a new series from The Banker, gathering thoughts and commentary on impactful issues shaping the future of financial services.

Chris Skinner

The embedded, invisible, intelligent bank

March 23, 2023

When a bank disappears from sight, can it still exist as a bank? The short answer is yes, in an invisible finance world.

A view of the top of a communications tower from its base, against a blue, clouded sky.

Funding the digital highway’s new phase

February 17, 2023

Rocketing demand for data and further expansion of digital infrastructure will require creative financing solutions in a more challenging environment.

Abstract image of digital charts and documents with an inset portrait of Laura Murray

Electronic Trade Documents Bill to bring global trade into the 21st century

February 2, 2023

Laura Murray, interim head of global trade and receivables finance at HSBC UK, shares her views on the potential impact of the Electronic Trade Documents Bill.

Portrait of Chris Skinner

Banks need to be ready for hybrid money

January 11, 2023

A global network of mobile and internet platforms demands a global currency, but what will this future currency look like?

Portrait of Chris Skinner

Don’t try to be a wolf in sheep’s clothing if you’re not a wolf

December 21, 2022

The take-away lesson from 2022 is that 2023 will offer great opportunities to expand services and grab market share, but only for those who are qualified.

Man using trading app

The human truths jeopardising democratised finance

November 17, 2022

Placing finance in the hands of the people is a noble cause, but there are three inherent human truths that must first be addressed to enable its success.

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