Can an incumbent bank spin up or buy a digital bank to get out of transforming itself?
Latest articles from Comment
From nowhere to ubiquity: why we may stop talking about fintech
February 10, 2020The fintech community sprang up out of nowhere to dominate any discussion on the state of the banking industry. But will we still be talking about it in 10 years’ time?
SEBx combines incumbent strength with fintech agility
February 5, 2020The head of SEB’s innovation platform talks to The Banker about its efforts to disrupt itself.
Are you fighting fit for the next decade?
January 2, 2020The past 10 years have seen both incredible technology disruption and the proliferation of financial disruptors – and the pace of change only seems to be speeding up as we head into 2020.
Finance and tech: misunderstanding squared
October 1, 2019Using agile methodologies can help break down the barriers to understanding between techies and bankers, says Chris Skinner.
Are fintech unicorns really leprechauns?
August 1, 2019Start-ups are grabbing headlines with their eye-watering valuations, but there seems to be something illusory about the numbers.
Getting to the core of banks' legacy problems
June 3, 2019Legacy core banking systems are well past their shelf life and adding on new layers of functionality at the front end just won’t make the grade, writes Chris Skinner.
The tug of war for tech talent
May 1, 2019How can banks tempt coders away from the big tech titans or the exciting start-up world of unicorns, centaurs and ponies?
The early-mover disadvantage
December 3, 2018Developed countries that were early innovators are now finding it hard to disentangle from their (now established) innovations, and are being left standing by developing regions. By Chris Skinner.
Run the bank. Change the bank
November 1, 2018The new bank era has arrived – and entails learning to code, creating digital structures and closing branches.
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