Inconsistency in interpretation and implementation of the Payments Services Directive mean that a rewrite is imminent. By Chris Skinner

The inadequacies of the clearing system were exposed by the credit crisis - it may be time for an overhaul. By Chris Skinner

If news can be tracked online as it happens, then real-time buying and selling must be achieveable. By Chris Skinner

Love it or hate it, the banking world can no longer afford to ignore or resist the latest social networking phenomenon that is sweeping the world.

In fact, the customer owns you – if they want to – while others think that banks are all the same

Banking as a service (BaaS) is a concept hat has come to pass as the new version of banking using the Software as a Service (SaaS) business model.

Established 10 years ago to facilitate eBay transactions, PayPal has taken hold of the online payment market.

Technology can help banks improve business processes and, in turn, prepare them for the many future challenges.

When Barclays Bank takes part in a local currency scheme, others should pay attention. Writer Chris Skinner.

Ruthlessly slashing costs is a common response to troubled times. But it won’t guarantee survival – in fact, experience tells us it has the opposite effect. By Chris Skinner.