For most of my time working with banks, regulators were about clipping banks’ wings to suit the market. Today they are all about opening markets and enabling innovation.
Latest articles from Comment

The need for talent transformation
January 12, 2022When going through a digital transformation programme, talent is as important as technology in ensuring success.

The identity conundrum
December 17, 2021How do you know that you are you? This existential question plagues humankind, as identification is not the same as identity.

Why banks need to finance futuristic ideas
November 8, 2021Revolutionary change is sometimes hard to understand – but we are on the cusp of a new reality.

Leapfrog and scale: the rise of fintech in Africa
November 4, 2021Fintech investments on the African continent exceeded $1.35bn last year. The question now is whether a lack of incumbent legacy systems can help propel the sector further.

Quantum computing holds huge promise for banking
October 27, 2021The financial sector is one of the fastest growing markets for quantum technologies, and the long-term impact could be significant.

How fintech is ripping up the rulebook
October 18, 2021Beyond retail banking and payments lies investment and commercial banking, the next frontier for fintechs looking to disrupt the status quo.
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Give me Excel or give me…?
October 12, 2021The application that wouldn’t die is still the finance industry’s go-to spreadsheet option.

Banks’ AML travails suggest a tough road ahead for cryptoassets
September 29, 2021Time will tell as to what extent regulators impose stringent anti-money laundering requirements on cryptocurrency operations.

Placing humans at the heart of digital
September 27, 2021Symphony Communications’ CEO Brad Levy on the importance of placing humans at the heart of digital strategies.